Your Privacy Is a Priority to Us
The confidentiality of our customers' personal information is important to
"Ben Sohn & Prestige Realty Inc.". We are providing
you with this privacy notice to help you understand how we handle personal
information about you that we may obtain and under what circumstances we may
disclose the information to our affiliates and other third parties. This
notice also tells you how you can limit our disclosure of your personal
We do not sell any information about our customers to anyone. In addition,
sharing personal information can help you receive timely notice about
additional products, services, or other special offers that may be of interest
How We Gather Information
As part of selling you a home, providing you with financial products or
services, or both, we may obtain information about you from the following
- Applications, forms, and other information that you provide to us,
whether in writing, in person, by telephone, electronically or by any
other means. This information may include your name, address, telephone
number, social security number, drivers license number, marital status,
employment information, income information, assets and credit references.
- Your transactions with us, or others.
- Consumer reporting agencies. This information may include your credit
bureau reports and other information relating to your creditworthiness and
- Public sources. This information may include real estate records and
Sharing Information with Our Affiliates
In the course of our business, we may share customer information with members
of our corporate family.
The information we may share includes:
- Information about your identity (such as name, address, phone
number, social security or driver's license numbers);
- Information about your transactions with us (such as your account
number, loan balance and repayment history);
- Certain information about your application with us (such as
information about your assets or income) and
- Information about your credit report or similar information
(such as information about your credit standing or other characteristics)
obtained from credit bureaus.
Sharing Information with Nonaffiliated Third Parties
Nonaffiliated third parties are those not part of Ben Sohn & Prestige Realty Inc.
may share information with financial service providers such as insurance
agents and non-financial companies such as retailers and direct marketers.
We do not share information about:
- Your identity (such as name, address, phone number, social
security or driver's license numbers) and
- Your transactions with us (such as your loan balance and
Sharing of Information in Other Circumstances
We may disclose information to nonaffiliated third parties with respect to
marketing our own products and services, as well as those products or services
we offer jointly with others. The type of information we may share for
marketing purposes includes all of the information we collect. The partners
with whom we share this information may include:
- Marketing service providers who market our products and services with
whom we have joint marketing agreements; and
- Other providers with whom we have entered into an agreement to jointly
market products or services.
We are required to or we may provide information about you to nonaffiliated
third parties outside of Ben Sohn & Prestige Realty Inc. without your consent, as
permitted by law, such as:
- To respond to a subpoena or court order, judicial process or regulatory
- To consumer reporting agencies;
- In connection with a proposed or actual sale, merger, or transfer of all
of a portion of a business or an operating unit; or
- To protect against fraud.
Whatever the reason for sharing information, we require confidentiality by the
receiving parties and limit the use of the information to the purpose for
which it was disclosed.
If you end your relationship with us, we will continue to treat and safeguard
your information as described in this notice.
Our Security Practices and Information Accuracy
We also take steps to safeguard customer information. We restrict access to
the personal and account information of our customers to those employees who
need to know that information in the course of their job responsibilities. We
maintain physical, electronic, and procedural safeguards that comply with
federal standards to protect customer information.
We also have internal controls to keep customer information as accurate and
complete as we can. If you believe that any information we have about you is
not accurate, please let us know immediately.
Protecting Your Information Online
The following statement applies to all of Ben Sohn & Prestige Realty Inc.´s
websites. If you request
information through our websites, use online tools and calculators, apply
online for products, subscribe to online services, complete an online form or
application, or conduct transactions online (e.g. internet or wireless device),
we and certain unaffiliated third parties with which we partner to deliver
online products and services may retain the information you provide.
If you agree to receive e-mail messages from us, we may retain the
information you provide us to deliver e-mails of specific interest to you.
If you choose to send us e-mails, we may retain the content of your e-mail
message, your e-mail address, and our subsequent response. Please be
careful about the information you provide to us by e-mail; as with any
public web site, this channel of communication is not necessarily secure
- Use of "Cookies"
Our sites use "cookies" to help you personalize your online
experience. One of the primary purposes of cookies is to save you time.
Cookies allow you to customize our sites to match your personal
preferences. You have the ability to accept or decline cookies. If you
choose to decline cookies, you may not be able to fully experience the
interactive features of our sites.
- Children's Online Information Privacy
Protecting children's identities and information online is important. We
do not knowingly solicit data from children online, nor do we market our
online products and services to children under the age of 18 years old.
at any time.
|©2002 Ben Sohn & Prestige Realty Inc.